Foreign National Mortgages

HW Private Finance specialises in mortgages for foreign nationals buying property in the UK. Whether you are a non-UK resident, expatriate, or international investor, we arrange finance using global income, overseas assets and alternative credit profiles.

High street lenders often decline non-resident cases. We work with specialist and private banks who welcome international clients.

Why Choose Us

Why Choose HW Private Finance?

Overseas income accepted

Multi-currency lending

UK property finance for non-residents

Private bank access

Bespoke underwriting

Ideal For

Who It’s For

Non-UK residents

Overseas investors

International professionals

Expat buyers

Global entrepreneurs

Our Process

Our Proven Path to Delivering Results

We assess residency, visa status, income and assets, then structure your mortgage with the most suitable international-friendly lenders.

FAQ

Clear Your Doubts

Can non-residents get a UK mortgage?

Yes, with specialist lenders and correct structuring.

Usually 25–40% depending on residency and risk profile.

Typically yes, before completion.