Buy to Let Mortgages

HW Private Finance arranges buy to let mortgages for property investors, portfolio landlords and first-time investors. Whether you are purchasing a single rental property or expanding a portfolio, we structure finance to maximise returns and long-term growth.

We work with lenders offering competitive rates, flexible stress testing and bespoke underwriting for complex portfolios and high-value investment property.

Why Choose Us

Why Choose HW Private Finance?

Portfolio and single-property funding

Interest-only options

Specialist landlord lenders

Limited company buy to let

High-value investment finance

Ideal For

Who It’s For

First-time landlords

Portfolio investors

Limited companies

High-net-worth investors

Overseas property buyers

Our Process

Our Proven Path to Delivering Results

We assess rental income, portfolio structure and tax position, then source and negotiate the most suitable lender for your objectives.

FAQ

Clear Your Doubts

What deposit is required for buy to let?

Typically 20–25%, but higher leverage may be possible.

Yes, many investors use SPVs for tax efficiency.

Yes, lenders stress-test rental income against mortgage payments.