Expat Mortgages

HW Private Finance provides mortgage solutions for UK expats living overseas who want to purchase or refinance property in the UK.

We work with lenders who understand overseas income, currency, tax residency and international credit profiles.

Why Choose Us

Why Choose HW Private Finance?

Overseas income accepted

Multi-currency options

UK property for expats

Competitive rates

Private bank access

Ideal For

Who It’s For

UK nationals living abroad

Overseas professionals

Investors returning to the UK

Portfolio landlords

Global entrepreneurs

Our Process

Our Proven Path to Delivering Results

We assess residency, income, assets and currency exposure, then place your case with suitable expat lenders.

FAQ

Clear Your Doubts

Can expats get UK mortgages?

Yes, with specialist lenders.

Typically 25–35%.

Helpful but not always required.